Since the first quarter of 2025 is included in the last few weeks, an interesting change has unfolded: the standard S&P 500 lags behind several foreign and developing markets, including several leading Latin American companies. This unexpected turn opened the doors of opportunities for experienced investors who are hungry to use the potential of foreign companies, especially those that trade on traditionally discounts, and are ready for potential growth.
Enter Nu Holdings Ltd. NYSE: NowLeading Fintech Titan, dominant in the landscape of Latin America. Thanks to their shares, they are soared near critical support levels, plunging into the resold territory and having income indicators indicating value, can Nu Holdings be a good choice for investors chasing alpha outside the United States?
Nu Holdings: Brazilian Giant Finteh -Gigant
Nu today
- 52-week range
- $ 9.67
▼
$ 16.15
- P/e ratio.
- 29.36
- Value is valuable
- $ 15.47
Nu Holdings – Brazilian online Bank and the largest FinTech bank in Latin America. Founded in 2013, Nubank launched various products, including Nuconta (digital account), an international credit card, personal loans, life insurance and investment options.
What is distinguished by Nubank is his mobile credit card controlled by applications, offering users a seamless, managed by technological banking experience.
Working in a fast -growing Fintech sector, Nubank competes with large players such as Square, PayPal and Stripe. Nevertheless, his mobile approach and a strong growth path distinguish him.
As of March 12, NU Holdings had a market capitalization of just over 50 billion dollars and an average daily bidding volume of 35 million shares.
Nu Holdings Eyes wider Latin American market
Nu Holdings captured more than 50% of the adult population of Brazil, approaching the saturation of users in their home market. However, this does not mean that income growth will slow down. There is still a significant place to increase income from the existing Brazilian client base. According to NU cohort analysis, elderly customers bring about $ 25 in the amount of monthly income compared to 10 US dollars for the average user. As its new customers ripen, they expect that they will use more NU services, stimulating the growth of income from organic funds.
Nu Holdings is not limited to Brazil. He has already received support in Mexico with 10 million users and 2.5 million users in Colombia. Over the next decade, NU Holdings plans to enter more Latin American markets. Although these regions are not as profitable as Brazil, they offer a strong long -term potential, while the population of Latin America exceeds 660 million. The expansion of these markets is positioned by NU Holdings to capture the large share of the FinTech landscape.
Nu Holdings reports an increase in revenue by 58% in the 4th quarter of 2024
Nu today is a promotion
$ 15.47
31.69% growthHold
Based on 10 analysts ratings
| The current price | $ 11.75 |
|---|---|
| High forecast | $ 19.00 |
| Average forecast | $ 15.47 |
| Low forecast | $ 11.00 |
Nu forecast forecast for shares
Nu Holdings announced its income for 4 quarters of 2024 on February 20, 2025, demonstrating a strong growth, despite the fact that some analysts have missed.
The revenue reached $ 2.99 billion, which increased on a currency and neutral basis by 58% compared to the same period last year. Nevertheless, due to the depreciation of the Brazilian Real Madrid, the income was slightly lower than the estimate of $ 3.2 billion.
Pure income almost doubled to 552.64 million dollars. The USA, and the profit per share amounted to $ 0.11, which just lengthen the consensus in the amount of $ 0.12.
The growth of customers remained bright: NU added 4.5 million users to the quarter, which increased the total amount to 114.2 million, which is 22% of the annual increase.
Deposits increased by 55% to $ 28.9 billion. The United States, while the gross margin held the company by 45.6%, which reflects the operational force of the company, despite macroeconomic problems.
High -quality fintech that is worth seeing
After a sharp rollback, 34% of their 52-week maximum, the NU Holdings shares are currently traded on the forward P/E 13.67, which implies potential value. With the RSI 38, indicating the blocking conditions, the action may approach the long -term point of entering the discount for investors striving for the influence of International FinTech.
While analysts are currently evaluated by NU Holdings, based on 10 reviews, the consensus target price of $ 15.47 implies a possible 46% growth compared to the latest closure. Thus, Nu Holdings, perhaps, should carefully monitor those who are looking at the Fintech high game in Latin America.
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